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Methodology · Corrections · Privacy

Mis Derechos› Complaint assistant
Paid service

Complaint for abusive debt collection to Indecopi

We draft your complaint against abusive debt-collection methods to Indecopi using your own facts. This is not legal advice or representation, and it does not address whether you owe the debt — only the collection method used.

This is not legal advice or representation, and it does not take a position on whether the debt is valid. We draft the document with the facts you give us, for a complaint to Indecopi about collection methods prohibited by article 61 of the Consumer Protection Code. We do not cover court proceedings, opinions on the merits of your case, or anything requiring a licensed lawyer.
Available soonWe are not taking payments on the site yet. You can fill in the form and see the document preview for free; the full download will be available soon.
Be as specific as possible: calls outside allowed hours, visits to your workplace, messages to third parties, threats. Article 61 of the Consumer Protection Code prohibits these methods.
For example: that the conduct be sanctioned and the described collection methods be ordered to stop.

It is a draft that you review and file yourself. It is not legal advice or representation. Filing is free and you do not need a lawyer; what you pay for is the drafting.

What happens to what you type

  • We keep what you type into this form only to build the document. If you do not pay, it is deleted automatically after 2 hours. If you pay, it is deleted 24 hours after payment, together with the download link.
  • The document you file is in Spanish, as Peruvian authorities and companies require, and comes from a fixed template. To put your own descriptions into Spanish, the text you type in description fields (never your name, ID number, address, amounts or dates) is sent to Google's Gemini API, which translates it under its own terms. You read and correct the Spanish before you pay, and your PDF also includes an English reading copy that is not for filing. Do not type details the document does not need (account numbers, diagnoses, passwords).
  • The translation is kept for 2 hours so the same text is not translated twice, and your IP address is used as a daily translation counter that is deleted after 26 hours.
  • Payment is processed by Culqi. We never see or store your card details. The email you give for the receipt is sent to Culqi, which issues the receipt; Mis Derechos does not keep it.

More detail, and how to ask us to delete your data sooner: privacy policy (Ley 29733).

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This is information, not legal advice. Mis Derechos publishes legal information drawn from official sources and is not a law firm. We do not advise on the merits of your case and we do not represent you. The document assistant drafts a document from the facts you enter in a form; you review it and file it. For advice on your own case, consult a licensed Peruvian lawyer or the competent authority.

Current UIT 2026: S/ 5,500 — Decreto Supremo N.º 301-2025-EF

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